Bank directory · 2026
Banks we track
10 U.S. banks, each with verified account, card and digital banking data — and a source and date on every figure.
Related reading
What to look at in a bank before the brand name — insurance, fees and the rate it pays.
- What Is the FDIC, and Is Your Money Actually Insured?The FDIC insures deposits at member banks up to $250,000 per depositor, per insured bank, for each account ownership category. Those three qualifiers are the whole rule — and they are also how a household can be covered for far more than $250,000 at one bank.Guide · 4 min read
- How to Choose a Checking Account Without Overpaying in FeesMost checking account fees are avoidable — but only if you actually meet the condition the bank sets. Here's how to check before you open an account, not after the first fee posts.Guide · 3 min read
- HYSA vs. Traditional Savings: You Are Probably Losing Money Right NowA high-yield savings account is the same product as the savings account you already have — same insurance, same access, same $0 to open at most banks. The only difference is the rate, and the gap between the best and the worst in our own lineup is large enough to notice.Guide · 4 min read
Run the numbers
Once you have picked a bank, these work out what its rates are worth in your own figures.
- Compound Interest CalculatorSee how your money grows with compound interest — add contributions and compare to the S&P 500's real historical returns.
- Emergency Fund CalculatorFind your emergency fund target and how long it takes to reach it.
- Net Worth CalculatorCalculate your net worth and compare it to national age percentiles.
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