- Annual fee
- $0
- Regular APR
- 17.49%–27.49%
6% cash back in a self-selected category for the first year (3% after), 2% at grocery stores and wholesale clubs, 1% on everything else
Find The Bank That Actually Fits You
115 U.S. banking and credit products, side by side — every rate and fee linked to its source and the date it was checked.
- Products compared
- 115
- Figures with a source
- 515
- Sources cited
- 64
Compare Cards
Find the card that better fits your profile.
- Annual fee
- $0
- Regular APR
- 28.99%
No rewards program — built for credit building, J.D. Power's #1 card for customer satisfaction in its category
- Annual fee
- $0
- Regular APR
- 18.24%–27.74%
5% cash back on rotating quarterly categories (up to $1,500/quarter with activation), 5% on Chase Travel, 3% on dining and drugstores, 1% on everything else
See all cards
41 cards from 9 banks
BrowseShowing 3 of 41 matches. See the full ranking
Compare Banks
See what each bank charges and pays before you move money.
- Top savings APY
- 3.15%
- Checking fee
- $7/mo
$500 combined balance in Spend/Reserve, or $500+ in qualifying direct deposit
- Top savings APY
- 0.01%
- Checking fee
- $5/mo
Account holder aged 13-24
See all accounts
10 U.S. banks, checked field by field
BrowseShowing 3 of 10 matches. See the full ranking
Compare Mortgages
The rate next to the APR, and what each quote assumes.
- 30-year rate
- 6.875%
- 30-year APR
- 7.141%
740 FICO. Rates stamped 4:34 AM UTC on the day we checked.
- 30-year rate
- 6.375%
- 30-year APR
- 6.575%
$350,000 at 80% LTV (conventional), $250,000 at 95% (FHA), $1,300,000 at 70% (jumbo and ARM). 30-day lock, single-family purchase, Chicago IL 60629. Rates stamped Aug 3, 2026 10:41 AM ET.
- 30-year rate
- 6.875%
- 30-year APR
- 7.10%
$200,000 loan, ZIP 95464, "excellent credit (including a credit score of 740 or higher)". Every rate shown includes 0.610–0.878 discount points already paid. Rates stamped Aug 3, 2026 2:12 PM UTC.
See all lenders
7 U.S. lenders, rate and APR side by side
BrowseShowing 3 of 7 matches. See the full ranking
Compare Insurance
What each policy actually covers, next to who can pay it.
- Financial strength
- A++ (Superior)
- Advertised from
- Quote
- Financial strength
- A++ (Superior)
- Advertised from
- Quote
- Financial strength
- A+ (Superior)
- Advertised from
- Quote
See all insurers
7 companies, financial strength first
BrowseShowing 3 of 7 matches. See the full ranking
Compare Loans
The full APR range, and the fee that changes what it costs.
- APR range
- 6.99% – 35.49%
- Origination fee
- 0% – 7%, deducted from the money you receive
Range already assumes the autopay and member discounts are applied — without them you pay more.
- APR range
- 7.24% – 25.39%
- Origination fee
- Not verified yet
The low end is not the usual outcome: LightStream reports that 29.46% of approved applicants who asked for its lowest rate actually got it (Jan–Mar 2026). Rates without AutoPay are 0.50 points higher, and the 7.24% figure is its own payment example, not a floor.
- APR range
- Not verified yet
- Origination fee
- Not verified yet
See all lenders
7 lenders, fees in plain sight
BrowseShowing 3 of 7 matches. See the full ranking
Compare Investing
What each platform charges — and what it earns when it doesn't.
- Stocks & ETFs
- $0
- Account minimum
- $0
"$0 commissions for online US stock, ETF, and option trades." Fidelity's own funds trade at $0, but a non-Fidelity fund with a transaction fee costs $49.95 per purchase — and a no-transaction-fee fund sold inside 60 days costs $49.95 too.
- Stocks & ETFs
- $0
- Account minimum
- $0
Unlimited $0 online trades on stocks and ETFs, and $0 on thousands of mutual funds from a wide range of providers.
- Stocks & ETFs
- $0
- Account minimum
- $0
$0 online stock and ETF trades with no trade or balance minimums.
See all platforms
13 platforms, real cost in plain sight
BrowseShowing 3 of 13 matches. See the full ranking
Retirement & Planning
IRAs, 401(k) rollovers and the fee that quietly compounds for forty years.
- Management fee
- None — self-directed
- Account minimum
- Not verified
Retirement accounts are free to open and have no maintenance fees. The page does not publish an opening minimum, so we do not print one.
- Management fee
- None — self-directed
- Account minimum
- $0
No account-opening fees or minimums — invest with as little as $1. The $0 commission on US stocks and ETFs is the same inside the IRA as outside it.
- Management fee
- 0.00%
- Account minimum
- $0
No advisory fee while the balance is under $25,000; at $25,000 it becomes 0.35% a year on the whole balance. No minimum to open, though investing starts once the balance reaches $10.
See all providers
8 providers, 2026 IRS limits verified
BrowseShowing 3 of 8 matches. See the full ranking
Student & Youth Banking
Accounts built for people still in school, where the fee usually disappears.
- Monthly fee
- $0/mo
Ages 13-17, requires a linked account from a parent or guardian; converts to Chase Total Checking at 19
- Monthly fee
- $0/mo
Only for enrolled students under 25 in high school, college or vocational training; no monthly fee and no overdraft charges
- Monthly fee
- $0/mo
No fee for up to 6 years for active students; may require proof of enrollment; converts to standard Virtual Wallet afterward
See all student accounts
6 accounts with the fee rules spelled out
BrowseShowing 3 of 6 matches. See the full ranking
Bank Compass is not a bank, is not FDIC-insured, does not provide financial advice, and is not affiliated with the entities compared unless otherwise noted. Rates and terms change — always verify on the bank's official website.
What Bank Compass is
The catalog behind those blocks covers 10 banks, 28 deposit accounts and 41 credit cards, plus mortgages, personal loans, insurance, brokerages and student lending — 115 products in all. Every rate, fee and limit carries a link to the document it came from and the date it was last checked, because a number without either is a claim rather than information.
The reason any of this is worth doing: among the savings accounts tracked here, the best pays 4.10% APY and the worst pays 0.01%. On a $10,000 balance held for a year that is a gap of about $409 — for the same money, at the same level of federal deposit insurance, doing the same job.
How to read this site
Every figure has a source and a date
There are 515 sourced data points behind these pages, drawn from 64distinct sources — federal bodies like the FDIC and the Federal Reserve, and each institution's own rate sheets, fee schedules and cardholder agreements. Not one of them was copied from another comparison site, which is the shortcut that keeps a rate that changed in March circulating in September. The most recent verification across the catalog is 2026-09-03. Where a figure could not be confirmed, the page says “not verified yet” instead of filling the space with something plausible.
The rankings are computed, and the weights are published
Star ratings and “best of” positions come out of a formula applied to verified fields, not from an editor deciding who deserves to be first. The weights behind every one of them are in the methodology, published so you can disagree with the weighting specifically rather than take the ordering on faith. Each bank and card page also carries a written assessment — what stands out, what to watch, and who should look elsewhere.
The cheapest option is often the plainest one
Two patterns show up repeatedly in this catalog and neither is advertised. Monthly checking fees here run from $0 to $15, and the expensive end is almost always waivable — but a waiver is a test you have to pass every statement period, and the month you fail it is usually the month money was tight. On the card side, 32 of the 41 cards tracked here have no annual fee, and if you ever carry a balance the interest rate matters more than any rewards rate: the lowest regular APR in the catalog is 14.99%, and it sits on a card with no rewards program at all.
Who writes this, and who pays for it
Bank Compass is written and maintained by Victor Gil Vazquez, who collects and verifies the data personally and is named on every page. The site is built to be funded by display advertising and takes no affiliate commissions, referral fees or paid placements — the full arrangement is on the advertiser disclosure, and the rules the site holds itself to are in the editorial policy. None of this is financial advice, and the person who writes it is not a licensed advisor — stated plainly rather than buried.
Start here
Four guides that cover most of what these pages assume you already know.
- What Is APY, and Why It Matters More Than the Interest RateAPY (Annual Percentage Yield) is the actual return you'll earn on a savings account in a year, including…Guide · 3 min read
- How to Choose a Checking Account Without Overpaying in FeesMost checking account fees are avoidable — but only if you actually meet the condition the bank sets…Guide · 3 min read
- Why a 700 Credit Score Isn't as Good as You Think700 sounds like a strong number because it looks like a school grade out of 100. On a scale that runs to…Guide · 4 min read
- What Is the FDIC, and Is Your Money Actually Insured?The FDIC insures deposits at member banks up to $250,000 per depositor, per insured bank, for each…Guide · 4 min read
Free calculators
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- Mortgage Calculator (PITI + PMI)Estimate your monthly mortgage payment — principal, interest, property tax, insurance, and PMI.
- 50/30/20 Budget CalculatorSplit your income into needs, wants, and savings using the 50/30/20 rule.
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