Branch giant vs online-first checking
The biggest branch network in the country against a checking account with no monthly fee.
- Monthly feeLower cost to keep it open
- Chase Total Checking®: $15/mo
- 360 Checking: $0/mo
- APYNo winner
- Chase Total Checking®: Not verified yet
- 360 Checking: 0.10%
- Branch accessMore places to walk in
- Chase Total Checking®: 5,392 branches
- 360 Checking: 252 branches
- Fee waiverNo winner
- Chase Total Checking®: $500+ in qualifying electronic deposits, or a $1,500+ opening-day balance, or a $5,000+ average daily balance, or linking another Chase checking account
- 360 Checking: No waiver conditions verified
A row is only crowned where both accounts have a figure we verified. Fee waivers are never ranked against each other: which one is easier depends on how you get paid and what balance you keep.
