Side-by-side comparison
PNC Bank vs Truist
We compare PNC Bank and Truist across checking, savings, student and CD accounts, plus their flagship credit card, using each bank's own published terms.
Where a bank does not offer a given product, the table says so directly instead of leaving the cell blank — look for the note under each field.
Bank Compass is not a bank, is not FDIC-insured, does not provide financial advice, and is not affiliated with the entities compared unless otherwise noted. Rates and terms change — always verify on the bank's official website.
Credit card
Checking account
Savings account
Student account
CD account
Related reading
What each row of the table above is measuring, and how much of it should weigh on the decision.
- What Is APY, and Why It Matters More Than the Interest RateAPY (Annual Percentage Yield) is the actual return you'll earn on a savings account in a year, including compounding. It's the number to compare — not the interest rate alone.Guide · 3 min read
- How to Choose a Checking Account Without Overpaying in FeesMost checking account fees are avoidable — but only if you actually meet the condition the bank sets. Here's how to check before you open an account, not after the first fee posts.Guide · 3 min read
- What Is the FDIC, and Is Your Money Actually Insured?The FDIC insures deposits at member banks up to $250,000 per depositor, per insured bank, for each account ownership category. Those three qualifiers are the whole rule — and they are also how a household can be covered for far more than $250,000 at one bank.Guide · 4 min read
Run the numbers
The table shows what each bank charges and pays. These turn that gap into a figure in dollars.
- Compound Interest CalculatorSee how your money grows with compound interest — add contributions and compare to the S&P 500's real historical returns.
- Credit Card Payoff CalculatorSee how long paying only the minimum really takes, and how much an extra $50 or $100 a month saves.
- 50/30/20 Budget CalculatorSplit your income into needs, wants, and savings using the 50/30/20 rule.
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