U.S. Bank Altitude® Connect Visa Signature®

Up to 5x points through the U.S. Bank Travel Center, 4x on general travel and on gas and EV charging (subject to a quarterly cap), and 2x on dining, streaming and groceries. The travel rates are conventional for the category; the 4x on fuel is not.

In this catalog only Citi Strata Premier singles out fuel as a bonus category, and it pays 3x on a card costing $95. Getting 4x on fuel with no annual fee makes this a genuinely unusual card for anyone who drives a lot — and, with EV charging named alongside, it doesn't quietly exclude drivers who've switched.

The 4x on fuel and EV charging is capped at $1,000 of spending a quarter — about $333 a month, which one household car can reach without trying. Past the cap fuel drops to the base rate, so the ceiling on the fuel benefit is 4,000 points a quarter and no more. This card pays points rather than cash, so what those are worth depends on U.S. Bank's redemption terms, which this catalog does not verify. The bounded quantity is the point: it is a capped benefit rather than an open one, and $333 a month of fuel is the line to measure your own spending against.

Underneath, 2x covers dining, streaming and groceries — a broad everyday layer that means the card isn't dead outside its bonus categories the way a 1x-base card is. APR is 17.49% to 27.49%, matching Altitude Go.

U.S. Bank runs four cards in this catalog and they divide cleanly by what you spend on. Altitude Go pays 4x on dining. Cash+ lets you pick two 5% categories. Shield earns only inside the Travel Center. This one pays 4x on fuel, EV charging and general travel.

So the question is not which U.S. Bank card is best but which line of your own spending is largest. Nothing here is a general-purpose card that beats a flat 2% across the board — each one wins in a lane and pays a modest base rate outside it.

U.S. Bank runs four cards in this catalog and they divide cleanly by what you spend on. Altitude Go pays 4x on dining. Cash+ lets you pick two 5% categories. Shield earns only inside the Travel Center. This one pays 4x on fuel, EV charging and general travel.

So the question is not which U.S. Bank card is best but which line of your own spending is largest. Nothing here is a general-purpose card that beats a flat 2% across the board — each one wins in a lane and pays a modest base rate outside it.