PNC Cash Unlimited® Visa Signature®

2% on all eligible purchases with no categories or caps puts this level with Citi Double Cash, Wells Fargo Active Cash and TD Double Up. There's no meaningful difference in the earning rate between the four, which makes the tiebreakers everything else: the intro period, the APR tier you'd land in, and whether you already bank there.

On intro periods this card is the weakest of the four — our data verifies no 0% introductory offer, where Double Cash gives 18 months on transfers and Active Cash 12 months on purchases. On banking relationship it's the strongest of the four for anyone already at PNC, which runs 2,418 branches, the largest regional network in this catalog.

The APR range of 18.49% to 28.49% comes from a secondary source rather than from PNC's own rate table, which we could not fetch directly. It's flagged on the page and it's worth confirming before you apply — a card's APR is the one figure that should never be taken second-hand.

That said, the range is unremarkable: the floor sits mid-pack for this catalog and the ceiling is common across it. It's the verification status rather than the number itself that's the caveat here.

This is the plainest of the four 2% cards in this catalog: no categories, no caps, no split payment mechanic, and no introductory 0% period at all. Citi Double Cash brings 18 months on transfers and Wells Fargo Active Cash brings 12; this brings none. What you get is the rate, permanently, from day one.

That suits exactly one person: someone who clears the balance every month and does not want to think about the card again. For that person an intro period is worth nothing anyway, and the absence of one costs nothing.

18.49% to 28.49% is mid-field here, but this site records it as coming from a secondary source that we could not cross-check against pnc.com. Every figure on this page links to where it came from and when it was read; this one is flagged because the issuer's own page did not confirm it directly.

For a card you intend to clear monthly that caveat is close to harmless - the rate you never pay does not need to be precise. If there is any chance of carrying a balance, read PNC's own disclosure first, because the number this page shows is not the one we would want you to rely on.

This is the plainest of the four 2% cards in this catalog: no categories, no caps, no split payment mechanic, and no introductory 0% period at all. Citi Double Cash brings 18 months on transfers and Wells Fargo Active Cash brings 12; this brings none. What you get is the rate, permanently, from day one.

That suits exactly one person: someone who clears the balance every month and does not want to think about the card again. For that person an intro period is worth nothing anyway, and the absence of one costs nothing.

18.49% to 28.49% is mid-field here, but this site records it as coming from a secondary source that we could not cross-check against pnc.com. Every figure on this page links to where it came from and when it was read; this one is flagged because the issuer's own page did not confirm it directly.

For a card you intend to clear monthly that caveat is close to harmless - the rate you never pay does not need to be precise. If there is any chance of carrying a balance, read PNC's own disclosure first, because the number this page shows is not the one we would want you to rely on.